Development and Social Change Essay Example for Free

Improvement and Social Change Essay â€Å"Although globalization showed up, the pattern has unfurled with remarkable paces, and to exceptional degrees since the 1960s. † (SCHOLTE. 2000) This exposition will clarify how the powers of globalization have formed and will keep on molding, the money related, segment, and political social orders we see around us today. It will distinguish the degree to which supported Globalization has â€Å" the cleft between destitution, relative neediness, and extravagance. † Such positive and negative characteristics influence society on various levels, â€Å" the individual, the family unit, the firm, the town, the district, the part, the country. † (Kaplinsky) This article will give and top to bottom examination and instances of how such worldwide procedures have attempted to dissolve the fortunes of such a significant number of (Sierra Leone); while likewise being the impetus for accomplishment in different regions (Mexico). (HELD. 2007) ‘The Race to the Bottom,’ is a term depicting the intra-national challenge for the most great condition for business exchanging, assembling and venture. Following its effective application to join the World Trading Organization (WTO) in November 2001, China has encountered an immense inundation of outside speculation. This has †true to form †engaged the Chinese economy to the weakness of its previous South-east Asian trading accomplices. Hong Kong and Taiwan had sustained the Chinese economy for 10 years beforehand, and now find that their economies are being â€Å" dug out, as China sucks away occupations. † (CHAN. 2009) How did this occur? In the mid 1990s China presented its first the lowest pay permitted by law framework with the aim of securing its workforce. Because of the extraordinary adaptability of China, the legislature thought of a recipe (in view of nearby living costs; swelling and so forth ) with which every city or area would distribute and uphold its own lowest pay permitted by law. The benchmark for every single the lowest pay permitted by law set is somewhere in the range of 40% and 60% of the normal compensation in that area. Since 1993, as indicated by an examination by the Bureau of International Labor Affairs, practically the entirety of the commonplace governments have neglected to keep up these principles †[see table 2]. Their craving to pull in venture has constrained the lowest pay permitted by law : normal compensation rate further down. By and large, 10% less that without a doubt the lowest pay permitted by law required by the administration and universal work norms. On the other hand, the city of Chongqing, which isn't send out driven or all inclusive incorporated, reliably accomplishes practically 10% more than its base required norms (49. 86% in 2000). Chan finishes up a â€Å"worrying pattern. † She proposes that; â€Å" as a locale or region turns out to be increasingly prosperous, it disregards the national rules and looks to keep up its allure to outside capital by keeping its lowest pay permitted by law level low the advantages of globalization with this serious rationale have not, and won't, stream down to the individuals who make the items. † (CHAN. 2009) The Human Development Report 2006-2008 utilizations Corrado Gini’s coefficient to feature an expansion in general imbalance from 0. 31 to 0. 45 during the underlying long periods of change. [Coefficient gauges somewhere in the range of 0 and 1 where 0 is finished equality]. (FACTSHEET. 2008) However, the advantages of neo-liberal financial change in China appear to have positively affected ‘Poverty. ’ Between 1990 and 2005 the convergence of industry and exchange purchased a for every capita development averaging 8. 7%. Utilizing the World Bank destitution line, (estimated at Purchasing Power Parity (PPP)) family unit reviews recommend that post 1981, 54% (500,000,000 individuals) of the number of inhabitants in China mixed over the neediness line. (CHAN. 2009) In this sense, we should presume that worldwide financial combination in China has seen a critical decrease in destitution, yet an expansion in salary disparity has originated from overpowering national advancement because of progressively entrepreneur structures coming from exchange advancement. What promoters of globalization discharge is that 66% of Chinese industry depends on coal, and only 7% of their vitality sources are inexhaustible. A report from the Financial Times found that air contamination in China brought about by substantial industry and compound creation has prompted the yearly unexpected losses of 400,000 (air quality); 300,000 (indoor air quality); and a further 60,000 because of poor water quality. (BBC. 2007) There is 1 nation on the planet where monetary development rate has reliably outpaced that of the Asian Tigers: Botswana (9% normal yearly development). Botswana had a GDP for every capita of just US$ 77 at freedom from Britain (1966). It currently remains at US$ 7,554 (GLOBAL PROPERTY. 2010). Kraay takes note of that; â€Å"A practical future in Africa lays on its capacity to create and boost characteristic assets. Precious stones assume a significant job in these endeavors. † Diamond extraction and creation requires an enormous speculation of introductory capital. On account of Botswana, DeBeers and the Government of Botswana put 50:50 US$40 million in the Damtshaa mine. FDI in jewels around Botswana represents 33% of GDP development. Worldwide exchanging and circulation of precious stones and different minerals represented 55% of complete government incomes in the late 1990s. (MBENDI. 2009) â€Å"Botswana’s history of sound administration, great administration [Botswana has a responsible parliament and holds customary popularity based elections] and a developing spotlight on improving provincial seriousness should work well for it as it proceeds with endeavors to broaden. † (WORLD BANK. 2009) So, to what degree would we be able to propose Botswana as a model of how ‘Sustained Globalization’ can ‘Eliminate World Poverty? ’ Firstly it is critical to take note of the pay versatility of precious stones and other such minerals. They are an extravagance item and because of the current monetary downturn, as genuine wages decline, request is probably going to relatively diminish too. Development gauges for 2009-2010 foresee a withdrawal of 10. 2%. It appears that over dependence on the worldwide fare advertise has manufactured vulnerabilities in an in any case stable country. Anyway the non-mining private division of Botswana has demonstrated to have profound establishments, recording a 9. 4% showcase increment this year. In any case, judicious monetary and tax assessment strategy, and low degree of open obligation (3% of GDP) coming about because of colossal capital deluge throughout the years, imply that national stores are probably going to wait for the downturn time frame. (MBENDI. 2009) Besides, it is critical to note (just like the case in China), that expansion in GDP isn't legitimately corresponding to neediness decline. The most denied quintile share only 1% of GDP, while the second quintile represents 5. 9% (Gini coefficient 0. 6). This implies 47% of the populace despite everything live underneath the destitution line. Maybe the capital increases despite everything need more opportunity to channel down through framework improvement and change? In 1966 there were only 3 miles of streets; presently there are 4,000 miles, an open transportation framework and an across the nation phone lattice. (Worker. 2006) Perhaps the figures are being contorted by the relentless power of HIV/AIDs and intestinal sickness that has hit Botswana so hard as of late? It is difficult to state. What we can say, in any case, is that so as to receive the rewards of worldwide exchange the long haul, Botswana must perceive the fragilities of putting together their economy with respect to a modest and fare orientated asset. In 1991 the Revolutionary United Front (RUF) under Froday Sankoh, propelled attacks against the Government of Sierra Leone. Their objective was to battle ‘crime and debasement. ’ The resulting 11-year strife was subsidized all through by incomes produced by the precious stone exchange (an expected introductory worth of US$ 125 million). A middle gauge proposes the homicide of 75,000 (USA Today and The Times). A less moderate feeling from the Agence France Presse accept the figure was closer to 200,000. (WORLD BANK. 2009) Either way, the channel on capital, common assets, work segment and broad plundering was subsidized by the worldwide budgetary market and African coordination with it. Capital acquired from ‘conflict diamonds’ was prominently from industrialism in the worldwide North. Following the finish of the war in 2000, the nation was presented to disorder and complete monetary breakdown. Medications and arms dealing in cocaine and ex-soviet weaponry was overflowing, and degenerate medieval political structures additionally increased pay imbalance †Gini coefficient more than 0. 6. In 2004 its exchange deficiency totalled $US 350 million. (FACTSHEET. 2005) around the same time the UN named Sierra Leone the most unfortunate nation on the planet (in light of PPP/capita); and â€Å" the universes ‘least livable’ nation, in view of its destitution and the low quality of Life its residents must persevere. † (WORKMAN. 2006) Whose issue right? Is it the voracity of the clashing armed forces? Is it the nearness of such a store of riches in a neediness stricken nation with scarcely any other characteristic assets? Is it the development of a worldwide market that has made astronomical interest for such items? The truth will surface eventually. What we can see is that once more, (just like the case in China and Botswana) worldwide monetary interest caused a sharp increment in GDP of the nation. In 1965 GPD in Sierra Leone was US$ 246; in 2000 it was US$1,330,429 †see Table. 3. We can likewise say this doesn't in any capacity correspond to an expansion in expectations for everyday comforts or decrease in neediness. It speaks to an immense break in the neo-liberal philosophy and Shah’s recommendation that; â€Å"Sustained monetary development is the best approach to human advancement. Monetary globalization as more liberated dissemination of capital would be helpful to everybody. † (SHAH. 2009) This exposition recommends that anyway exchange and political frameworks are developed, without complete communism, struggle can,

Music Therapy for Children With Learning Disabilities

Music Therapy for Children With Learning Disabilities Music treatment: A psychotherapy for the prosperity of kids with learning inabilities Zahra Sultan Somani Music is an inbuilt bit of each culture. The effect of music in children’s lives might be shown through children’s writing in various dialects, through cradlesongs and customary plays (Dastgheib et al. , 2013). As I would see it, music treatment assumes a critical job in molding various spaces of the character. â€Å"Music treatment is the endorsed utilization of music by a board-ensured individual to impact positive changes in the mental, physical, subjective, or social working of people with wellbeing or instructive issues. †(Barksdale, 2003). (Gilroy Lee 1995). Layman (1999) states that music treatment is the controlled utilization of music with the target of helping individuals to defeat their issues. Though Bruscia (1987), recommends that music treatment includes the utilization of composed music in the advancement of the clientâ€therapist relationship to advance the physical, mental, social and enthusiastic prosperity of the customer. (Savarimuthu Bunnel l, 2002) The different sorts of music treatment exercises comprise of either playing melodies or improvisational music (I. e. , unconstrained music making). During my emotional well-being clinical turn, I visited â€Å"Ma Ayesha Memorial Hospital† where I experienced numerous youngsters with formative and learning handicaps. They were being shown music in their school educational program. The understudies took a functioning part in the singing, instrument playing and were applauding also. they all were cheerful and learning by means of the treatment. This experience moved me to take up this subject so as to see how music influences youngsters with learning handicaps, how it shapes one’s life towards improvement. There are a few inquiries running in my mind: what is the way of thinking behind music treatments, how these treatments gets change? The paper is Organized in the accompanying areas: (1) Background of music (2) Music treatment Approaches (3) significance of music (4)impact of music treatment and its contributions(5)recommendations for the suggestions Foundation The advancement of music treatment as a calling has proceeded since the intensity of music as an all inclusive methods for correspondence was first found in quite a while. In writing running from that of the Egyptians and Greeks to that of the current day, the intensity of music is clear. The shaman or medication man in numerous societies utilized music straightforwardly in mending and knew about its remedial powers some time before the appearance of the calling of music treatment. In old style Greece, Pythagoras depicted the energizing properties of explicit melodic interims and modes to advance wellbeing. Plato’s Laws, a work that contains a depiction of music and development as a remedy for reestablishing wellbeing and agreement, drew relationship among music and the ethical government assistance of the country. (Barksdale, 2003). Music Therapy Approaches Significant ways to deal with music treatment incorporate investigative brain research hypothesis and traditional molding hypothesis. Scientific brain science hypothesis is given via Carl Jung. As indicated by Jung, the point of any treatment ought to be one of the acknowledge of the real self, or making one’s issues cognizant where they were once oblivious. By managing these issues, one uncovers the genuine self dwelling underneath the once oblivious issue. Music treatment can in this manner be viewed as having indistinguishable objectives from the Jungian model of psychotherapy and melodic inclination, utilizing music to communicate oblivious or inconceivable feelings (McClary 2007). Pavlov’s conduct idea of traditional molding recommends that a favored melody or piece, whenever matched with a nonpartisan item will create a positive, or negative relationship between the two improvements (Zander 2006). Along these lines, when a positive bit of music is amalgamated with positive item, the outcome will be posiitiive or depending how the customer sees it. The idea of music and its remedial impacts are dated ages of years back, its picking up the spotlight of late for 10-20 years in the field of wellbeing and in explicit for learning diabilities. Despite the fact that numerous youngsters are named as moderate students, however the pervasive cases are very little announced in explicit. The previous Lahore High Court judge and noted women’s and kid rights activistNasiraIqbal expressed that 1. 8 million Pakistanis had learning handicaps, of which 0. 5 million lived in urban and 1. 3 million in provincial zones. (The Express Tribune, 2013). Significance of music . Plato has wonderfully depicted music as â€Å"Music is an ethical law. It offers soul to the universe, wings to the psyche, and life to everything. Without music, life would be a mistake. † Music is a lifestyle. It gets smoothness the state of mind. Humans, yet winged creatures, creatures are skilled to comprehend the tunes. I accept music has a basic impact in a child’s development. it gives a feeling of upliftment and ties the kids through and through. The branch of training, UK, additionally consents to it that music assumes a significant job in the improvement of kids. Children’s interest in music associates youngsters, boosting their confidence, and capitalizes on their improvement in instruction and not just in music. (Branch of Education, 2011) Numerous Researches have displayed an immediate connection among music and improvement in perusing capacities in kids It delineates that kids who were guided with a specific kind of music guidance would do well to abilities of fathoming the perusing material when contrasted with the individuals who were not given directions. (Division of Education, 2011) Straum (n. d. ) states that music can be utilized as a device to support human improvement in subjective, learning, perceptual, engine, social and enthusiastic turn of events. (Sze Yu, 2004) The effect of music treatment: Music treatment is an approach to associate with one’s passionate side also to build memory and capacity to focus. â€Å"It helps to accomplish singular aspirations in help with an authorized proficient. † (American Music Therapy Association, 2007). It is a nonverbal and verbal handling alongside physical exercises (e. g. Playing instruments) for communicating sentiments by inciting oblivious mind of a person. (Erkkilã ¤ et al, 2011 Malchiodi2005). Today music has increased critical recognitionin various clinical settings and is having a significant influence in the field of learning handicaps (Dimond 1998), particularly with individuals who have extreme and significant inabilities. (SavarimuthuBunnell, 2002) As I would like to think, the positive purposes of music treatment are boundless and it’s presently being utilized in various wellbeing parts. As indicated by Dastgheib et al. , 2013, considers have detailed numerous advantages of music treatment in overseeing various infections, especially in scatters identified with the focal sensory system. Boundless research has examined the effect of music on the mind and its job in neural cell development. The procedure of music understanding in the human cerebrum is fundamentally the same as that of language handling. For sure, numerous language regions cover with those of music. Music can offer individuals with learning inabilities a situation where they can create and extend their social, subjective and physical abilities and improve their life (MacDonald et al. 1999) and in which they can figure out how to manufacture a sound compatibility with others and appreciate solid conduct (Alvin Warwick 1994). By and by, I put stock all together toavail profits by the treatment, customers should be persuaded and requires to participate in treatment without limit. The referenced creators likewise consents to my view point. Both the association of Bunnell (1997) and Holford (1999) with customers with learning inabilities proposes that dynamic support can make music treatment all the more intriguing and fruitful. They accept that customers ought to be urged to take an interest in music making as it advances confidence and certainty. Music mix furnishes youngsters with solid, hands-on encounters that are basic to building up each The child’s capacity to reason, think, take care of issues, examine, assess, and to improving inventiveness (Houchens, 1983). Music directly affects discourse and correspondence bit of the mind. It helps with separating sounds. Likewise, it has a significant impact in conveying data and in sprouting a comprehension of language designs. concerning subjective and scholarly, music helps in producing and remembering mental aides to show explicit scholastic data, for example, a location, phone number and so forth . music treatment likewise have a positive effect in the advancement of dexterity and gross and fine engine abilities by playing an instrument. In the social segment, music treatment is end up being a persuading operator. It imparts the idea of gathering work and each gathering part contribute a thought or word to a melody in tune composing. Thusly , music is being used to make a holding where the youngster can upgrade their confidence with different companions. (The music treatment focus of California, 2005) Then again, melodic intercession may negatively affect customers. One model is the point at which the customer is joined to a specific bit of music and rejects what the facilitator offers. Another model is the point at which a customer displaysinappropriatebehaviour, which doesn't permit the points and targets of the melodic mediation to be met, and which thwarts therapeuticcontact with the facilitator (Schalkwijk 1994). Insuch cases, music based mediations ought to beceased, however reintroduced at a later phasewhen the customer is responsive to work together with the facilitator. The age and culture of customers are key elements, which should be considered for their decision of music may vary. Past encounters can likewise be set off by explicit music where customers m

Need to Make Your Essay Longer Heres How

Need to Make Your Essay Longer Heres How Dont stress over it, it happens to the best of usâ€"youve been given an essay assignment and have procrastinated, leaving you with three pages of writing that should be closer to six pages. A quick Internet search for advice produces questionable suggestions, including changing your font size to 12.5 (dont do it!), adding spaces between words and paragraphs, or increasing the margin sizeâ€"all tricks that your professor has likely seen multiple times and will notice immediately.Most professors know the tricks students use to make essays look longer, such as a larger font and wider margins. Photo by jose aljovin on Unsplash.Before you start going through and doing something so drastic as adding spaces where they shouldnt be, lets look at some more natural (and therefore, less obvious) ways of adding word count to your essay. Here are five tactics that will add word count to your essay quickly and correctly.Include more transitional wordsYou should already have transitional words or ph rases at the beginning of each paragraph in your essay. If you dont, add them as part of improving the overall structure and organization of your writing. But a lot of academic writers dont realize that these transitions can work within paragraphs, as well, to add more logical structure within the paragraphs (instead of simply between them). For example, consider the following paragraph, which is 83 words in length:Example 1In order to create an essay that flows logically, you need to include transition words at the beginning of each paragraph. These transitions arent limited to only the beginning of each new paragraph and can be used throughout the rest of the paragraph to show how each sentence is connected to the one that precedes it and follows it. Including multiple transitions helps readers maintain focus on what theyre reading and helps ensure that the writer focuses on one major idea per paragraph.Now, lets look at that same paragraph with transitional words added, both at t he beginning and throughout the rest of the sentences.Example 2To begin adding additional length and in order to create an essay that flows logically, you need to include transition words at the beginning of each paragraph. However, its important to note that these transitions arent limited to only the beginning of each new paragraph and can be used throughout the rest of the paragraph to show how each sentence is connected to the one that precedes it and follows it. As a matter of fact, including multiple transitions helps readers maintain focus on what theyre reading and additionally, helps ensure that the writer focuses on one major idea per paragraph.By adding transitions throughout, I have taken a paragraph from 83 words to 101 words through a relatively simple process. If you do this to each paragraph, you can add a significant number of words without doing much extra writing. Note that if you are being graded on the succinctness of your writing, your professor might argue tha t adding so many transitions makes your writing wordy. However, a teacher with even the most stringent grading policy must take into account that transitions at the beginning of paragraphs are necessary.Here is a list of some commonly used transition words that can be used for this purpose:…when in factAbove allAccordinglyAdditionallyAdmittedlyAfter (this)AfterwardsAll else being equalAll the sameAlsoAlthoughAltogetherAnd yetAnywayAsAs (was) mentioned earlier/aboveAs (was) stated beforeAs a consequenceAs a final pointAs a matter of factAs a result (of this)As for (this)As well asAs/So long asAt any rateBe that as it mayBecause (of the fact that)Because (of this)BesidesButBy the same tokenBy the wayBy way of contrastCoincidentallyConcerning (this)ConsequentlyConsidering (this)ConverselyDespite (this)Due to (the fact that)Either wayEquallyEspeciallyEven moreEven soEven thoughEventuallyFinallyFirst of allFirst/Second/ThirdForFor example/instanceFor the purpose(s) ofFor the reason tha tFor this reasonFurthermoreGiven these pointsGranted (that)Granting (that)HenceHoweverIf soIf…thenIn a similar wayIn addition toIn any caseIn any eventIn conclusionIn contrastIn factIn order that/toIn other wordsIn particularIn spite of (this)In summaryIn that caseIn the (first/second/third) placeIn the event thatIn the hope thatIn the same wayInasmuch asIncidentallyIndeedInitiallyInstead (of)LastLikewiseLooking at (this information)More/Most importantlyMoreoverNamelyNeverthelessNextNonethelessNot only…but alsoNotablyNotwithstanding (this)On the contraryOn the other handOn the subject of (this)Once againOne example (of this is)Only ifOr at leastOr ratherOtherwiseOverallOwing to (the fact)ParticularlyPreviouslyPrimarilyProvided (that)Regarding (this)Regardless (of this)Regardless (of)Returning to the subjectSecondlySignificantlySimilarlySinceSo as toSo much (so) thatSpecificallyStillSubsequentlySummarizing (this)That being the caseThat is (to say)The fact thatThereforeThirdlyThis means (that)ThusTo concludeTo illustrateTo put (it) another wayTo repeatTo resumeTo start withTo sum upUltimatelyUnder those circumstancesUnlessWhat this means isWhatever happensWhereasWhileWith (this fact) in mindWith regards to (this)Write a reverse outlineAfter the bulk of your paper has been written, going back through and creating a reverse outline can help you find gaps in your writing that could be further developed and filled by additional information or examples. Its as simple as reading back through what youve written and creating an outline of the major ideas, topics and subtopics youve included. If youve provided an example, include that on your reverse outline, as well.Reverse outlining also helps you find paragraphs that might contain more than one major idea. When this happens, youll need to divide the paragraph into more than one paragraph and further develop the points within them, ensuring that each paragraph has a topic sentence that matches what the rest of the paragraph is about.Use expert quotesOne of the easiest ways to add to the word count of an essay is by including expert quotes. Not only do such quotes show that you have considered the thoughts and opinions of others who are well-read on the topic youre writing on, it also can add considerable length to a paper, especially if you include multiple quotes from several different sources.Using expert quotes can add considerable length to a paper, especially if you include multiple quotes from several different sources. Photo by Rita Morais on Unsplash.Here are a few things to keep in mind when choosing quotes and adding them to your essay:Be sure that the quote is applicable to the topic in general, and to the paragraph youre adding it to, in specific.Include quotation marks and the proper citation for each quote. Not doing so is plagiarism.If a quote is more than three lines, put it in block quote format.Separate multiple quotes with your own writing in between, perhaps as commentary on the substance of the quote previously noted.Use multiple examples to back up your argumentIn the same sense that using expert quotes adds to your essays word count as well as the thoroughness of your research, using examples and anecdotes to expand on your hypotheses is a great way to provide proof for your argument. However, this doesnt have to be limited to one example per point youre making. Consider this: if you are writing a sociology paper about the dangers of social media use for adolescents, you should be able to find several anecdotes of how teenagers have been put in danger in various ways through their social media use. Along with these anecdotes, you can provide expert quotes (or quotes from the teenagers, themselves) to make your argument more solid and add word count to an essay thats too short.Read your writing aloudFinally, and after all of the above tactics have been used, read your essay out loud. This achieves two purposes. First, it allows you to proofread and check for any obvious mistakes that might remain after the initial first draft writing phase. Second, reading it aloud helps you to check for any areas that might not flow well (this is easier to hear than see) so you can add to them to achieve a better flow and organization to your writing.

Institutional and Corporate Drives of Global Talent Management Evidence from the Arab Gulf Region - Free Essay Example

Sample details Pages: 4 Words: 1266 Downloads: 6 Date added: 2017/06/26 Category Management Essay Type Research paper Did you like this example? Article Review: Institutional and corporate drives of global talent management evidence from the Arab gulf region Contents 1. Problems: 2. Need for this study in MBA: 3. Don’t waste time! Our writers will create an original "Institutional and Corporate Drives of Global Talent Management Evidence from the Arab Gulf Region" essay for you Create order Methodology: 4. Critical discussion: Limitations: Research scope: Future application and extension of the research: 5. Summary and conclusion: 1. Problems: The article that is selected discusses the fundamental principles for gaining effective ideas in talent management that is importantly a part of the efficient human resource management system that covers the recruitment and all the other relevant operations in organizations. The ideas are explicitly oriented from the happenings and events that have been undertaking in the gulf countries and hence the attributes of the generalized rules for the world talent management is developed and the ideas are accordingly established. The problems that are mainly highlighted in the report is that of the lack of local talent availability and outsourcing from foreign resources that evidentially burns a hole in the budget of the industries based in the ideas are also focused upon the challenges that are readily faced by the management personnel of the organizations to establish a sound quality management and selection procedure for the people. The issues that are regularly faced by the authorit ies of the organization to select and train the professionals who are freshly recruited and the ideas that are to be imbibed in order o effectively manage their respective talents. The strategic measurements to annihilate the problems faced in attaining balance between local adaptation and the global assimilation is accordingly highlighted in the study that has been proposed in the article. The gulf region is a developing platform and hence efficiency quotient is to be maintained accordingly. Thus the major problems that are faced in the field of institutional and corporate drives so as to attain an efficient talent management system is depicted as per the criterion. 2. Need for this study in MBA: The article delivers the metamorphic and practical ideas that aggravates the fabrication of strategic considerations and ideologies which are effectively derived and strategically oriented so as to develop the fundamental criteria that establishes the fundamental concepts of training and development of skills for the employees that in turn stakes the talent bar high which is necessarily important for the sustainability and growth of the organization and hence the ideas are essentially of significance in corporate governance and structural support system fabrication of the organization and are also an integral part of management principles. These reasons compel to orient the article towards an important position in the field of management and hence here by lies the main reasons for this article being needed in the MBA stream exquisitely in the Human Resource stream and talent management. 3. Methodology: The methodology that has been undertaken by the author to compile the arguments and comprehend the discussions and counter measurement of the issues for the effective conclusive idea designing is that of partially quantitative and qualitative. Firstly the numerical data for the local and global talents who all are working in the gulf markets are developed from the company records and databases, then there are managerial level professionals who all are sampled from across the entire gulf countries are interviewed and their respective ideas are deduced and hence the methods and the strategic considerations which are mandatorily used by the organizations which are functioning in the gulf region are accordingly obtained and the ideas are hence designed for the evaluation procedure that yields the final outcomes of the research. The methodology hence also contains effective and efficient reasoning by the researcher to evaluate the final outcomes and the decisive statements for the entir e research. 4. Critical discussion: The talent management is an effective and a much needed strategic unit in the human resource management panel that is organized by the company and the ideas provoke the higher rates of efficiency amongst the staff and thus yield positive results upon the organizational growth and development. The ideas are proposed in the article regarding strategizing a proper and tactical model for attaining effective talent management policies that readily deduces the fundamental elements of sustainability and instigates better performances by recruitment of talented individuals that should be fruitful for the organization in more ways than one. The ideas are to be drawn based upon the argumentative status and the development of the ideas also ensures the stabilized growth for the institutional and corporate drives that explicitly catalyses the growth processes of the organization. The discussion in the critical evaluation of the article can be effectively summarized as per the following categor ical heads which up holds the various characteristic attributes of the article. Limitations: The article evaluates the possibilities and the probabilities that are effectively are compiled by the authors to develop the ideas based upon the gulf countries only this in a way had been a factor that limits the research from being generalized and has given a more generic touch to the article. The ideas are drawn by interviewing the professionals across different regions of the gulf countries and this develops the ideas from the managerial point of view a different angle would have consolidated the research further if along with the higher authorities the recruits were also interviewed which would definitely have added a fresh perspective to the research and hence the arguments deduced at the end would have comprised of better back up theories and information. Research scope: The research has been extensive evaluation of institutional and corporate drives for effective talent management principles in organizations scattered across the gulf countries and are the ones which are comprehended after detailed experimentation and evaluation of the adhered topics and hence the ideas are analysed and developed accordingly to suggest the management teams to strategize better talent management programs for increasing the overall staff efficiency in an impressive manner and hence the ideas are obtained accordingly and the ideas are accurately shed light upon for the benefits of the organization. This also effects the balancing of the local and global adaptation norms of the organizations. There lies the scope of the research and hence the ideas are obtained accordingly with acute dissimilation of the article and critical evaluation of the same. Future application and extension of the research: The research as evidently seen is limited to the domain of the organizations functioning within the gulf region only and hence in future this can be extended over a global platform and hence diversified ideas can be obtained. The outcomes of the research can explicitly be applied in the normative approaches for human resourcing strategies and management of the same. The ideas are extensively applicable and are of immense value in practical world and have the capability to work wonders for the organization by heavily amplifying the talent quotient of the organizations and hence stabilize the operations and growth. 5. Summary and conclusion: The article summarizes the fundamental traits and attributes of talent management based upon the strategies undertaken by the organizations functioning across the gulf countries. The ideologies are based upon the interviews of the managerial personnel for the tactical evaluation of the strategies undertaken for the talent management in respective organizations and hence the strategic outcomes are comprehended by the researcher for the concept consolidation of the reader regarding the talent management and the essential adhered attributes. The fundamental techniques that are adapted are categorically deduced and discussed in the article. The report hereby evaluates the functional attributes and the characteristic properties of the article and the analysis is done accordingly as per the specified technical criteria which are steadily evaluated and expressed accordingly under selected categorical heads and thus the report may now be concluded.

Brand Community A Community Of Brand Followers And...

Brand community is considered to be a community of brand followers and customers, fastened together by similar behavioural attachment towards the brand. As drastic innovation on the leading platforms reduces down, marketers become progressively limited in their influence, brands are requiring to move laterally to lodge their customer-centred needs. Brands are considering onlookers connected by the synchronization of their brand interest, rather than the unity of their social real world connections. The communities are trained on social media which bid amusing new opportunities to squeeze brand sensibility. Taking the commitment of the brand to a fully preserved community makes comprehensive sense in a customer-centred strategy. Marketers can build up brand communities by assisting in shared consumer experiences and strengthening the trustworthiness to the brand as an amalgamation towards the brand (McAlexander, Schouten, Koenig, 2002). In the emerging consumer culture fuelled by ind ustrial revolution, the sense of community and interpersonal bonds and unimagined fellowship is necessary for the growth of the brand and the manufacturers (McAlexander, Schouten, Koenig, 2002). (Kalman, 2009) Context Brand communities minimum requirement is a unique brand as well as a techniques to bring together the consumers who are committed to the brand. The point to which consumers may adopt a brand’s principles and procedures even if they do not exemplify them initially, is theShow MoreRelatedUsing Photo Sharing From A Global Community Of Over 300 Million Active Users1329 Words   |  6 Pagesto use photo sharing app used by a small group of people has exploded into a global community of over 300 million active users. An amazing 70 million photos and videos a day are now shared on Instagram by both consumers and brands. With that many users and activity it not surprising that Instagram is been used daily by savvy marketers to build brand awareness and drive targeted traffic to their websites. Brand engagements on Instagram are actually higher than any other social platform includingRead MoreThe Social Marketing Aspects Of Twitter1209 Words   |  5 PagesResearch Project 1: Comparing Brand Project This literature review will mainly discuss some literatures that address on the social marketing aspects of Twitter. With the growing accessibility of the internet, social media does not only change the dynamics of sustaining human relationships (O’ Brien, 2011), but enables consumers to establish a social community within a brand. Businesses center their marketing strategy on social media branding because active engagement implies the domino effects followingRead MorePros And Disadvantages Of Social Media1241 Words   |  5 PagesMedia helps businesses to have meaningful conversations with their customers. Relevant social media platforms include Facebook, Twitter, LinkedIn, Instagram, Youtube, Pinterest, and Snapchat. Each of these different platforms have pros and cons. Facebook can help to connect with the community, boost traffic and sales, as well as find new customers. Twitter is best used as a real-time way for businesses to connect with the community in short, easy to read messages. Linkdin helps to connect businessesRead MoreUsing Social Networking Websites for Social Media Marketing in Fashion Industry1475 Words   |  6 Pagesexperiences, and connect for business or pleasure†. (Strauss amp; Frost, p. 326). SOCIAL MEDIA MARKETING: The term social media marketing describes the usage of blogs, online communities or social networking sites like Twitter or Facebook for marketing, sales, customer service and public relation in order to engage online communities for the purpose of generating the exposure, opportunities and sales. Social media marketing is a process where interest and excitement is generated in a service or a productRead MoreBmw, A Brand Image Of Luxury And Performance1638 Words   |  7 PagesBRAND INVENTORY According to Interbrand, BMW is the 11th best global brand of 2015, with a brand value estimated at $37,212 million. Its success can be credit to the high-quality of products and service, innovative engineering technology, and a well-constructed marketing strategy that built a brand image of luxury and performance. Brand Elements BMW, abbreviation of Bayerische Motoren Werke AG (Bavarian Motor Works, in English), is a simple but distinctive brand name. The company’s name is meaningfulRead MoreA New Dilemma Among Social Media Professionals808 Words   |  4 PagesAnd sometimes your client will make the ultimate decision. However, if you’re leading the team, it’ important to understand this marketing puzzle. Let’s solve it together. More Fans? Marketing pros are always striving to build bigger and better brands. We want our companies to outshine the competition. The issue arises when there isn’t no basis for our actions. For example, team leads may want more revenue, and then somehow the team agrees that increasing the number of Facebook fans will instantlyRead MoreSocial Medi Different Platforms1336 Words   |  6 Pagesprovides an easily accessible way for an organization to inform and educate its customers and potential customers. Social media is used to engage the community,which sets it apart from old news outlets that really only provided one-way communication (Schlinke, and Crain, 2013). How can a company engage the community? They do this by choosing the most appropriate platform and starting those conversations within the community. Therefore, advertisers that use social media should be cautious in creatingRead MoreSouthwest Airlines s Largest National Airline Company1104 Words   |  5 Pagese-commerce website which positions the company as a digital pioneer in the US airline industry. Southwest only sells flight tickets f rom its own website, not from other third parties’ websites. Southwest also has its own mobile application for Southwest customers. The mobile application features flight status, check-in, book and manage travel, and special offers. Southwest Airlines has 10 owned media channels. They are: website, Facebook page, Twitter, Instagram, Pinterest, Youtube, Flickr, Linkedin, blogRead MoreSocial Media Strategy Analysis : Coca-Cola Company871 Words   |  4 Pagesthe company to new investors who took the product and the brand to the next level. Three years later, the Coca-Cola Company was born, making the biggest and most recognized brands sold in internationally. The selected product will examine the customer segment, assess the social media outlets, analyze the client s segment response, compared to its major competitor and advocate for two specific strategies. The Product The customer segment for Coca-Cola Company is the world best-sellingRead MoreThe Common Attributes Between Religion And Brands1318 Words   |  6 Pagesrelationship between brands and religion has formed. Despite the correlation between the two being invisible to the naked eye, academic scholars have taken great interest in researching how brands operate like religion. With that in mind, the purpose of this essay is to identify and analyze the common attributes between religion and brands. This analysis begins with working definitions of both concepts, in addition to discussing the common attributes which include: formation of human community, focus on human

Cultural Observation Free Essays

In my adventure to find the right store for this assignment, I solicited the assistance of my neighbor. My neighbor, Edith Harbor and her husband Larry own a convenience store in Gaga Priest, located in the northern region of Sonata, Mexico so this was the venue of choice for me to observe for a few hours. Before entering the store, the first thing I observed was the modest appearance of the building. We will write a custom essay sample on Cultural Observation or any similar topic only for you Order Now The building was not as fancy or modern as mom of the building in American. It was covered in traditional Mexican colors and language written on the walls as well as locals seated on a bench outside the door. This reminded me of some of the local stores I was accustom to when growing up in Georgia. The local people were as observant of me as I was of them, paying close attention to what I was saying to my friend Edith. Edith was very familiar with many of the people in the area so she was able to introduce me to some of the people entering the store. One of the main things saw as well as smelled was garlic. The reason for this is he Harbor own local garlic farmers and they just recently harvested the garlic which was being sold in their store. Edith also makes and sells tamales in their store, which are a traditional Mexican dish made out of corn. As I reflect on this experience, it forced me to pay very close attention to better understand what people were saying because they were primarily speaking Spanish. English being my native language, I had to watch what I said to ensure that I did not say anything offensive. I was very impressed with the way each person presented themselves in the way they interacted as well as he way they dressed. Most American is not very courteous or considerate to their elders but I noticed how they would address their elders. This is something I was accustoming to from a youth growing up in the south being respectful Of my elders and this was displayed by many in Mexico. This observation also affected my intercultural communication in a way that has forced me to want to perfect my Spanish so could better interact with Edith and her family. How to cite Cultural Observation, Essays Cultural Observation Free Essays Kyle Ingraham Soc-120-02 April 13, 2012 Project 2: Cultural Observation Culture is the sum total of learned beliefs, values, and customs in which a people of a particular society live. Culture is dynamic and always changing but retains patterns that form its basic infrastructure. Many aspects of a people’s society make up one’s culture including religion, economy, language, politics, etc. We will write a custom essay sample on Cultural Observation or any similar topic only for you Order Now Cultures are not finite and in many instances have there own number of sub cultures within them. This variation among cultures brings about man consequences between populations, which can be positive or negative. I have been given the task to use participant observation in order to form a complete report on the daily social interactions of humans in the Saint Louis area. The location I chose is in the middle of a higher learning environment known as a college campus. The area lies in the middle of the campus and has a large structure with a device that measures and tracks time. It is a frequently used path by the students of the campus, which allows for many social observations to be made. As stated earlier the space is a walking highway for students with the most traffic-taking place in the morning at the end of each hour for a period of about ten minutes. The pathway is a large round a bout that circles around the clock tower structure with 4 perpendicular paths continuing off from the circle. I sat on a large concrete staircase that overlooks the circle, for my observations. I sat for one and a half hours observing the following. For the duration of my observation, which began at 11:00am I had many people sitting on the stair case fixture in front of me. At one point there were a total of 23 people sitting on the concrete stairs. These 23 people were paired off in groups of no more than 6. When the time came closer to the end of the hour, there was a dramatic increase in traffic flow around the clock structure. Many of the people walked at a steady pace and seemed to have been walking solo. Some people walked in groups but if it was a group of more than one the majority walked in pairs. As the new hour began the traffic flow dramatically dropped. The make up of the study population varied in many categories. The ages of the people were predominantly that of 18-21 year olds, with occasional middle-aged people and young professionals. During the rush of traffic it seemed to have a larger population of females than males walking through the area. This was also found for the people who chose to sit on the concrete stairs. Of the people who sat down, 15 of them were female and the rest male. During the rush I noticed many different ethnicities that ranged from Caucasian white, to Asian, to Middle Eastern, and African American. Disregarding race, a pattern among the people arose during observation. The females leaned towards wearing more high cost garments than the males did. This related to the observation that many women seemed to be of high economic status in comparison to males. In regards to discernable space I found that females were much more prone to putting minimal space between themselves when interacting. Males seemed to keep a good distance from each other while interacting. For the majority, during the rush of walking traffic, people followed the rule of walking to there right while entering the circle even though this rule was not stated on any sign that I could see. Some people were more aggressive in there walking patterns and people on bicycle contraptions were permitted the right of way in most occasions. Physical interactions were most abundant among females and males who interacted. Males who were walking with a female had less space between them than males who were walking with another male. People sitting on the stairs would occasional engage in physical contact with the highest percentage of outcomes being a laugh following the physical touch. Overall I noticed a pattern that people of the same â€Å"race† for the majority stuck together, giving the impression of subcultures with in the population. Given the location, I concluded that the reason for all the people in the walking rush had the shared commitment of attending classes for learning purposes. For the people who sat down on the stairs it was much harder to find a reason for there public social interaction. The weather was optimal that day which would most likely attract such a leisurely activity response. The population was visually extremely diverse but some common trends were found that differentiated people. The most apparent difference was that of the nature of the people of Asian descent. They more than anyone kept to there own group and clearly spoke a different language than the rest of the population. This could be a barrier between them and the rest of the people who seem to speech the dominant language of the area. From my observations I have been able to determine many things about the population of Saint Louis. More research must be done especially with people of different ages in order to get a more accurate picture of how people in Saint Louis behave but from my observations many patterns stuck out among people from ages 18-21. One of the most puzzling aspects was the wearing of a garment on the top of a person’s head. I could not find a distinct pattern as to what type of people or what situations these head garments were supposed to be for. The only practical usage I came up with was the use of it to keep the sun of their eyes, but many did not use it for this purpose. If it pertains to simply a fashion accessory it would appear to be more common among younger male populations. Another observation was the commonality of wearing t-shirts or other garments that either said Saint Louis University or Saint Louis in some form. From this I have determined that people are proud of the organizations and areas they have some sort of investment in. This also led me to believe that people use their garments to communicate subtly to other people certain information about themselves. A majority of garments worn had some form of there language written on them. Overall more research must be done on the human race to cross-reference these ideas. It is obvious that culture is dynamic and works on several different levels in this complex society of people. Simply observing can tells us many things about there culture but will only get us so far. We must make plans to immerse ourselves in there actual culture to truly get an accurate picture of what it means to be part of Saint Louis, and ultimately, what it means to be human. How to cite Cultural Observation, Essays

Semi-Detailed Lesson Plan For Cookie Monster And The Cookie Essay Example

Semi-Detailed Lesson Plan For Cookie Monster And The Cookie Paper Tree Level: Pre-school/ Kindergarten Subject: Reading l. Objectives A. To realize the value of sharing. B. To realize that if you try hard enough, you will succeed. We will write a custom essay sample on Semi-Detailed Lesson Plan For Cookie Monster And The Cookie specifically for you for only $16.38 $13.9/page Order now We will write a custom essay sample on Semi-Detailed Lesson Plan For Cookie Monster And The Cookie specifically for you FOR ONLY $16.38 $13.9/page Hire Writer We will write a custom essay sample on Semi-Detailed Lesson Plan For Cookie Monster And The Cookie specifically for you FOR ONLY $16.38 $13.9/page Hire Writer C. To describe the witch through a character profile. D. To describe the cookie monster through a character profile. E. To state the cookie monsters problem through a diary. F. To write the conversation regarding an argument between the witch and the cookie tree. G. To make a certificate of recognition for cookie monster and the witch for learning how to share. H. To appreciate the authors style by using speech bubbles in presenting the characters dialogues. II. Selection: Cookie Monster and the Cookie Tree by David Korr (Western Publishing Company Inc, 1977) III. Materials Book, flashcards for unlocking of difficulties, activity posters, writing and coloring materials, timer V. Procedure: A. Prereading 1. Unlocking of Difficulties a. ridiculous unbelievable, laughable Last weekend, I went to see a magic show. The magician said he could turn a handkerchief into a rabbit. The audience did not believe him. They told him it was ridiculous and they all laughed. What do you think ridiculous means? Did the audience think he can really turn the handkerchief into a rabbit? b. discouraged hopeless Even though the audience did not believe him, he still tried to do his trick. He waved his arms in the air but nothing happened. The audience Just laughed at him and he felt discouraged. What do you think discouraged means? How do you think the c. cast a spell say magic words Then the magician remembered that he forgot to cast a spell on the handkerchief. He said, Abracadabra and it turned into a rabbit. What does cast a spell mean? What id the magician do? What kind of words did he say? B. Motive and Motivation Questions: 1 . Motivation Question: Have you seen magicians do magic tricks? Can you name some of them? 2. Motive Question: Lets find out in the story what magic trick the witch will do. C. Reading What do you think the cookie monster will do? (page 8) D. Post Reading 1 . Engagement Activities: a. Character Profile the group will enumerate the witchs characteristics. b. Character Profile the group will enumerate the cookie monsters characteristics c. Diary the group will state cookie monsters problem d. Speech Bubble the group will write the conversation regarding an argument between the witch and the cookie tree. e. Certificate of Recognition the group will make a certificate for cookie monster and the witch for learning how to share. 2. Discussion: Who was visiting a tree in the forest? What kind of tree does she own? How did the witch feel about the cookie tree? Did she want to share it with anyone else? Why? Who else came to the forest? What is the cookie monster famous for? When the witch saw the cookie monster, what did she do? What kind of spell did she cast on the cookie tree? What happened when the cookie monster saw the cookie tree? What did the cookie tree tell the cookie monster? What did the cookie monster do after talking to the cookie tree? How did the witch feel after the cookie monster left? When cookie monster reached Sesame Street, what did he do? Did his friends believe him? Why? think he shared them with his friends? How did cookie monster feel when his friends did not believe him? While the cookie monster was with his friends, what was the witch doing? What can you say about the witch? What did she have in common with cookie monster? Did the cookie monster find anyone to share cookies with him? Why? If you were the cookie monster would you give up? Why? What did the cookie monster decide to do? What did he see when he returned to the forest? What did the cookie monster and the witch decide to do? What did the cookie tree do? Did the cookie monster and the witch get any cookies? Why? What happened to the spell? Why? What happened to the cookie tree after the cookie monster stopped eating? If you were the witch or the cookie monster would you do the same thing? Why? If one of your classmates forgot his or her snack what would you do? Why? Why is it important to share? Semi-Detailed Lesson Plan For The Dream Eater Level: Pre-school/Kindergarten/Grade 1 l. Objectives: A. To learn the value of helping others in need. B. To learn the value of gratitude. C. To describe Yukio through a character profile. D. To describe the baku through a character profile. E. To write a conversation between Yukio and the baku. F. To make a chart comparing everybodys dreams. G. To make an award for Yukio and the baku. H. To appreciate the illustrators beautiful drawings. The Dream Eater by Christian Garrison Illustrated by Diane Goode Macmillan Publishing Company, 1978. a. amboo This is a drawing of a bamboo plant. What can you say about this plant? Compare its parts with other plants. b. tender shoots The farmer planted the tender shoots of bamboo yesterday. What do we mean by tender shoots? How long does it take for plants to grow? c. nightmare After watching a horror movie, I had a nightmare. In my nightmare, I was being chased by monsters. What does nightmare mean? What kind of dream did I have? d. bandits The policemen are looking for bandits who stole a lot of money. What do you think bandits mean? What is another word for bandits? e. errible I heard a terrible news last week. A lot of people died because of the storm? What do you think terrible means? What kind of news did I hear? 1. strange The strange plant has violet leaves. What does strange mean? Do plants usually have violet leaves? 2. Motivation Question: What kind of dreams do you have when you sleep at night? 3. Motive Question: Lets find out in the story what kind of dreams the villagers have. B. Reading What do you think Yukio and the baku will do? (page 10) Ill. Post-Reading A. Engagement Activities 1 . Character Profile the group should be able to describe Yukios characteristics. 2. Character Profile the group should be able to describe the bakus characteristics. 3. Speech Bubble the group should be able to write the conversation between Yukio and the baku. 4. Chart the group should be able to make a Before And After chart about the villagers dreams. 5. Award the group should be able to make an award for the baku and Yukio. B. Discussions: 1. Where did the story happen? 2. What is the name of the little boy in the story? 3. What kind of dreams is he having? 4. Who else are having nightmares? What did they tell Yukio? 6. What did Yukio feel? 7. What happened when Yukio went to the river? 8. What did he see? 9. What happened to the baku? 11 . If you were Yukio would you do the same thing? Why? 12. How did the baku feel after being helped by Yukio? 13. What did the baku say to Yukio? 14. What did Yukio want the baku to do? 15. When they crossed the river bridge, what did the baku do? 16. If you were the baku, would you do the same thing? Why? 17. How do you think the villagers felt when their nightmares disappeared? 18. Why is it important to help others who are in need? 19. When you help others, how do you feel afterwards? 20. When somebody helps you, what should you do? Semi-Detailed Lesson Plan for Friends Level: Grade One A. Expressive Objectives 1. To learn the value of having friends. 2. To learn that friends always help each other. B. Instructional Objectives 1. To describe Charlie, Johnny and Percy through a character profile. 2. To make a chart about their different roles. 3. To write a conversation between the friends. 4. To make an award for their friends. 5. To make a list of things that friends do with each other C. Aesthetic Objectives 1. To appreciate the illustrators drawings II. Selection: Friends by Helme Heine (Illustrated by Helme Heine) Book Flashcards Activity posters Writing and coloring materials Timer V. Procedure a. Rumble Yesterday, I was so hungry that I heard my stomach rumble. What do you think rumble means? What happens when you are hungry? b. Plugged up The driver plugged up the hole in the tire. What do you think plugged up means? What will happen if you dont plug up a hole? c. Tiller The sailor used the tiller to turn right and then go straight. What do you think a tiller means? What is it used for? d. Steepest Mt. Apo is the steepest mountain in the Philippines. 1. What does steep mean? What can you say about Mt. Apo? 2. Motivation Question a. What do you do together with your friends? 3. Motive Question a. Lets find out in the story what the friends do together. B. During Reading The teacher will ask, What do you think they will do next? C. Post-Reading 1 . Engagement Activities a. Character Profile The group should be able to describe Charlie, Johnny and Percys characteristics. b. Chart The group should be able to state their different roles when riding a bicycle or a boat. c. Award The group should be able to make an ward for the friends. Discussion a. Who are the best friends in the story? b. What do they always say about good friends? c. What do they do every morning? d. After helping Charlie, what else do they do? e. What can you say about the friends when they do something together? f. What did they do when they got hungry? h. Where did they want to sleep? i. What did they decide to do? j. What did they dream about? k. How do you think the friends feel about each other? l. How do you feel about your friends? m. What are some of the things that friends do together? n. Why is it important to have friends?

How to Use a Pell Grant Calculator

How to Use a Pell Grant Calculator SAT / ACT Prep Online Guides and Tips If you're trying to plan out your college expenses, the ability to estimate your federal aid eligibility can be a big advantage. There are so many factors to take into account, though - it might be hard to know where to begin. The good news is that calculating your Pell Grant eligibility probably isn't as hard as you think it is. And there's an added bonus: calculating Pell Grant eligibilitywill also generate informationabout other federal aid programs, like Stafford loans and work study. Best of all, it should only take about 10 minutes! Read on to learn about what you need to get started and how to calculate your eligibility. What Information Do You Need Before You Get Started? There are certain pieces of information that you probably don't need to research - like how many siblings you have, or your marital status - thataffect Pell Grant calculations. The calculator will also check for certain federal aid eligibility requirements.If you don't meet all federal requirements, you can't receive the Pell Grant; check out our Pell Grant eligibility guide for more information before you get started. The information you probably will need to research will be on your family's finances. If you don't have the documentation on hand it's fine to give estimates, but your calculations probably won't be as accurate.Here's thedocumentation you should have when you do your calculations: Your parents' most recent tax returns. Specifically, you need their adjusted gross income. The calculator will tell you exactly what line number you can find the adjusted gross income, depending on what form you have available. Your parents' asset net worth.The calculator will estimate an asset net worth based on the adjusted gross income you enter, but you may need to edit this. Asset net worth is defined as what your parents own (money, businesses, investments) minus any debt on those assets. You shouldn't include your parents' home or retirementplans. Your own most recent tax returns and asset net worth.If you don't file taxes or have any assets (like cash savings), you don't have to worry about inputting this information. Once you've gathered all this information, all you need to do is plug it into the federal aid calculator! What was that thing Ben Franklin said about taxes again? How Do I Actually EstimateMy Pell Grant Award? If you have financial information discussed above, this next step should be quick and easy. First, you should know there's no dedicated application for the Pell Grant - instead, all applicants are considered for it when they submit their Free Application for Federal Student Aid, or FAFSA. To calculate your Pell award, we'll be using the FAFSA aidcalculatorcalled ... wait for it ... the FAFSA4caster.The FAFSA4caster isn't the actual application, so using it doesn't mean you've submitted an application for the Pell Grant. Although the calculator is pretty accurate, there's no guarantee that you'll receive the exact amount of aid estimated by the 4caster. To get started, click here and select theFAFSA4casterlink towards the top of the page. From there, follow the prompts on the screen; answer all questions as honestly as possible for an accurate estimate.There's a "helps and hints" section on the right side of the screen that will provide more information about the question prompts. Interpreting Your Calculator Results I completed an example calculation to demonstrate how to interpret your federal aid eligibility results. Keep in mind that my (fake!) results will likely look different from yours. Here's an example of what an aid eligibility calculation looks like before you enter college cost Whenmaking this example, I chose all of the standard options (no special housing circumstances, married/remarried parents, US citizen), didn't enter any personal income, and set my "parents'" income to $50,000. Based on this information, I would be eligible for a $2885 Pell Grant, in addition to $1465 in work-study and $5,500 in Stafford Loans.You can see these results in the image above. You've probably noticed that there are some blank boxes for state grants, college grants, and scholarships. The FAFSA4caster doesn't calculate these for you - it's just for federal aid - but itincludes these boxes in case you have other sources of aid you wanted to take into account. What you can do next, if you'd like, is calculate the difference betweenthe total cost of college and the amount of aid you get. The difference would be the remaining balance, or what you would be responsible for paying. Using the same information as above, I entered a College Cost of $30,000 and pressed "calculate." An example estimate of college cost minus total aid available In this example, my total aid (Pell Grant + work study + Stafford Loan) subtracted from my College Cost ($30,000) leaves me with a difference of $20,210. You'll notice that at the bottom of your calculation page there are spots to input savings and additional loan amounts - these numbers can be helpful to play around with if you're working out how to pay that remaining balance. What if the Aid You're Eligible For Isn't Enough? You've figured out roughly what you'll have to pay for college after accounting for federal aid, but what if that "difference" calculation is more than you expected? The good news is that you have other opportunities for aid. State financial aid also uses information generated by the FAFSA, so make sure to submit your application sooner rather than later. You can also look into private loans, scholarships through your school, or other merit-based scholarships. Want to improve your SAT score by 160 points or your ACT score by 4 points?We've written a guide for each test about the top 5 strategies you must be using to have a shot at improving your score. Download it for free now:

Prepositions That Follow the Verb Alert

Prepositions That Follow the Verb Alert Prepositions That Follow the Verb Alert Prepositions That Follow the Verb Alert By Maeve Maddox I first noticed the nonstandard use of the preposition of following alerted in this item on a site about uncompassionate government policies: After the city council was alerted of the free lunches, it ruled that she would have to acquire a variance to give away food next summer – or pay a fine of $600 a day. When I did a web search of the phrase â€Å"alerted of,† I found hundreds, mostly in headlines: Todd County Sheriff’s Officials Alerted Of Phone Scam Oil Company Was Alerted of Michigan Spill PAC was alerted of chit fund scam in August last year Parents alerted of whooping cough in Elmbrook School  Dist. The verb alert and its past participle form alerted are usually followed by the preposition to: Police alerted to shooter in car Newfane Community Alerted to Home Invasion Parents alerted to improper internet use The adjective alert is also followed by to: Parents must be alert to child predators. Be alert to any change in behavior. The idiom â€Å"on the alert† is followed by for: The troops were on the alert for land mines. The book collector was on the alert for the missing Dickens first edition. Alert entered English in the 16th century from French alerte, â€Å"watchful, vigilant.† The word originated in Middle French as a phrase used by the military: l’herte, â€Å"on the lookout, on the watch.† Alert is used as a noun to mean â€Å"a call or military signal to prepare for an attack; a warning of potential danger; an announcement to look out for.† Some examples of this use are: tornado alert, red alert, Amber alert. As a verb, alert is transitive: The shopkeeper alerted police to the presence of the wanted man. The nonstandard use of â€Å"alerted of† instead of â€Å"alerted to† may be the result of confusing alert with warn. People are warned of danger, but alerted to danger. Want to improve your English in five minutes a day? Get a subscription and start receiving our writing tips and exercises daily! Keep learning! Browse the Expressions category, check our popular posts, or choose a related post below:Writing Prompts 101Rules for Capitalization in Titles10 Humorous, Derisive, or Slang Synonyms for â€Å"Leader† or â€Å"Official†

Walmart Research Paper Example | Topics and Well Written Essays - 1250 words

Walmart - Research Paper Example A progress in economy is achieved only when there is an uninterrupted production and consumption force. The growing population has made sure that the latter is always satisfied. It is the productivity that has a volatile quality attached to it. Productivity is one major force that can push the economic prosperity of any country, provided the workers and producers work towards the development of quality and cost-effective products. In the current scenario, with economic exploitation and commercialization spreading across at a rapid rate, there is an opportunity for everyone to compete in an equal environment. To be on top of such an environment, for more than three decades, it must take a great deal of effort and commitment. In this case, all those terms that define and celebrate success can only be associated with Wal-Mart, the world’s leading super-market. Be it in pricing of the products, implementation of latest technology to manage inventories or in customer satisfaction, Wal-Mart has always succeeded in achieving the best. The have become the largest employer in private category and have an outstanding record of having 8 out of every 10 Americans to be their customers. It has always been the case where they set the benchmark for the successful running of a private organization, and always, other competitors have followed their footsteps. Wal-Mart – How it began It all started, when a small time business man, Sam Walton, decided to start an innovative grocery store, innovative not by its design but by the principal of its working. When every other grocery store owner was trying to pocket the maximum discount got from supplier’s end, Walton decided to give it to the consumer itself. The principle behind that being, less price means less profit and more sales but, more sales guarantees a consistent profit. It was an instant success and riding on it, Walton went on to open Wal-Mart, his first of the many grocery stores, in the year 1962. ( Frank, 2011) Strategies of Wal-Mart Living a very modest life, Sam Walton was extremely frugal in his expenses. His mode of living helped him to focus on the principle of selling quality goods at low cost so that people get benefitted for each of their shillings they spend. The company still continues to work on this principle and continues to reap success. (Frank, 2011) The strategies of the organization are based on the motives given below: To be on top of the retail market ladder in each of their branch location By expanding the size of each store and selling every product at a cost comparatively lower to their competitors and by expanding their volume of sales, they have managed to achieve being a top company in retail market. To have a global expansion They have sustained their dominance by expanding globally. They have also spread their bases in eastern countries like China and India and have also made efforts to open outlets in developing countries. As a proof of their global expansion, they have about 2 million employees working in the organization, with 27 brands of Wal-Mart products and around 8000 retail outlets spread out in 15 countries. In 2009 alone, they have spent more than 4 billion to expand their outlets. (Densley, 2010) To improve customer satisfaction by developing a sense of trust about Wal-Mart They aim to achieve supreme quality with the products they sell through their brand name and provide the same at the lowest price possible. To improve the satisfaction of the customers, Wal-Mart has even made partnerships with other businesses like the food stores (e.g. McDonalds) and hang-out stores to allow them to keep a branch within their outlet. This helped the customers to have a feel of a complete and happy shopping experience. To expand business in other commercial product sectors. In the recent years, Wal-Mart has successfully ventured into new sectors like the pharmacy market, auto-markets, electronic products etc. They have maintained their

Does peanut corp. have a conscience What responsibilities does peanut Essay

Does peanut corp. have a conscience What responsibilities does peanut corp. owe society to self regulate their actions in pursuit of profits Did they follow CSR - Essay Example As the paper declares every time consumers walk into a supermarket or retail store they rarely pose to contemplate whether the products they are about to put into their shopping baskets are health hazards. There is an implicit trust that consumers have in the producers putting these products on the shelves, especially those who deal in food products. After all there are bodies such as the Food and Drug Administration (FDA) that are meant to ensure that food products are safe. A corporation is not a thinking, feeling being, hence the corporation in and of itself cannot be termed as having a conscience. However the corporation is made up of individuals who are held responsible for the actions that the corporation takes part in. these individuals are the ones who act as the corporation’s conscience because they are the decision makers. This discussion explores that building a good corporate culture entails in part ensuring that the individuals within a corporation who are responsible for the corporation’s actions are morally upright in that they can factor in the human component into the making their decisions. Though corporations are out to make profit, it should never be at the expense of their own consumers or the society within which they are based. There are repercussions that come with not observing the fundamental principles of business ethics and corporate social responsibility as will be seen with the case of Peanut Corporation of America.... sions that come with not observing the fundamental principles of business ethics and corporate social responsibility as will be seen with the case of Peanut Corporation of America. Salmonella in peanut butter; a modern day tale of greed and tragedy There have been eight deaths and now almost six hundred cases of infection related to the salmonella bacteria that has been found in peanut butter as well as other peanut products ranging from roasted peanuts, peanut granules, and dog food. It has become apparent that the contaminated peanut can be traced back to Peanut Corporation of America (PCA). These cases have been reported through forty five American states and across the border in Canada (Steenhuysen, 2009). According to a report complied by the Food and Drug Administration, there were tests run by the Peanut Corporation of America (PCA) that found traces of salmonella while conducting tests in its own labs in Blakely, Georgia. This did not happen once or twice, but an incredible twelve times between 2007 and 2008. Which means that PCA was presented with multiple opportunities to take action on the tainted peanut such as avoid shipping it all together. However, PCA did not opt to take what should have been the most natural and approvable cause of action, they opted to 'lab shop', that is, look for an outside laboratory that would be willing to state that the results for salmonella had come back negative. When the second results came back negative, PCA went ahead and shipped their products, an action which goes against standard protocol that demands that the first tests saying positive are the ones upon which further action is supposed to be decided (Steenhuysen, 2009). Another action that the company should have taken upon discovery of contamination was a

Julius Caesar - Tragic Hero Essay -- essays research papers

Julius Caesar as a Tragic Hero Julius Caesar is a play written by William Shakespeare during the year 1597. Julius Caesar’s story involves a conspiracy against Julius Caesar, a powerful senator. The play involves a highly respected senator, Brutus, who decides to join the conspiracy to kill Julius Caesar, in the effort to keep democracy intact. Brutus believes that if Julius Caesar is allowed to live, Caesar will take a kingship and turn the government into a monarchy. Brutus, Cassius, and the other conspirators kill Julius Caesar, yet they find Antony, a loyalist of Caesar, seeks revenge on them. Plato set out rules on the traits a tragic hero must possess. A tragic hero must neither be an evil villain nor a great hero, instead the tragic hero must be either a flawed hero or a villain with some good traits. Also, the tragic hero must not deserve what mighty punishment is dealt to him. Another key feature of a tragic hero is the fact that a tragic hero must be a high-standing individual in society. The tragic hero must not deserve his punishment for the play to be a tragedy. Also, a tragedy happening to someone in high authority, will affect not only the single person but al so society as a whole. Another reason for the tragic hero to be in high authority is to display that if a tragedy may happen to someone such as a king, it may just as easily happen to any other person. Julius Caesar fits the role of a tragic hero. Julius Caesar is a high standing senator that possesses hamartia, failings of human nature. Julius Caesar’s imperfections may be seen in three distinct aspects of Caesar, such as the following: his pride, his vacillation, and his ambition. Julius Caesar has much pride, a hamartia, which brings him to not be wary of the conspiracy. Caesar is given much warning on the threat of his life, yet due to his pride he thinks himself to be too great of a person to have such a downfall. Julius Caesar is warned by a soothsayer, "Soothsayer. Beware the ides of March."(1,2,18) Julius Caesar rebukes the soothsayer by stating, "Caesar. He is a dreamer. Let us leave him. Pass."(1,2,23) Caesar does not take warning to be wary the middle of the month, the day of his assassination. Later, Caesar’s wife Calpurnia has a nightmare that Caesar is slain at the Capitol. Caesar calls for the priests to do a sacrifi... ... for more ruling. This occurrence, that Caesar is surpassing his peers and creating a monopoly, is a very dangerous and serious threat. Cassius expresses his opinion by his statement, "Cassius. †¦but for my single self, I had lief not be as live to be in awe of such a thing as I myself. I was borne free as Caesar; so were you."(1,2,94-97) Cassius also shows that he sees that the Senate and senators are falling in power as Caesar is selfishly acquiring it. "Casca. He fell down in the market place and foamed at the mouth and was speechless. Brutus. ‘Tis very like; he hath the falling sickness. Cassius. No, Caesar hath it blueye3 not; but you and I, and honest Casca, we have the falling sickness [in reference to their falling in power versus Caesar’s rise]."(1,2,254-258) Caesar’s ambition, surely, is a hamartia and is the reason behind the heart of the conspiracy. Through these examples, Julius Caesar can be seen as having the traits of a tragic hero. Upon closer inspection, Brutus is the real tragic hero of the play. This displays how William Shakespeare is able to create realistic and multipurpose characters that inspire his works. Julius Caesar - Tragic Hero Essay -- essays research papers Julius Caesar as a Tragic Hero Julius Caesar is a play written by William Shakespeare during the year 1597. Julius Caesar’s story involves a conspiracy against Julius Caesar, a powerful senator. The play involves a highly respected senator, Brutus, who decides to join the conspiracy to kill Julius Caesar, in the effort to keep democracy intact. Brutus believes that if Julius Caesar is allowed to live, Caesar will take a kingship and turn the government into a monarchy. Brutus, Cassius, and the other conspirators kill Julius Caesar, yet they find Antony, a loyalist of Caesar, seeks revenge on them. Plato set out rules on the traits a tragic hero must possess. A tragic hero must neither be an evil villain nor a great hero, instead the tragic hero must be either a flawed hero or a villain with some good traits. Also, the tragic hero must not deserve what mighty punishment is dealt to him. Another key feature of a tragic hero is the fact that a tragic hero must be a high-standing individual in society. The tragic hero must not deserve his punishment for the play to be a tragedy. Also, a tragedy happening to someone in high authority, will affect not only the single person but al so society as a whole. Another reason for the tragic hero to be in high authority is to display that if a tragedy may happen to someone such as a king, it may just as easily happen to any other person. Julius Caesar fits the role of a tragic hero. Julius Caesar is a high standing senator that possesses hamartia, failings of human nature. Julius Caesar’s imperfections may be seen in three distinct aspects of Caesar, such as the following: his pride, his vacillation, and his ambition. Julius Caesar has much pride, a hamartia, which brings him to not be wary of the conspiracy. Caesar is given much warning on the threat of his life, yet due to his pride he thinks himself to be too great of a person to have such a downfall. Julius Caesar is warned by a soothsayer, "Soothsayer. Beware the ides of March."(1,2,18) Julius Caesar rebukes the soothsayer by stating, "Caesar. He is a dreamer. Let us leave him. Pass."(1,2,23) Caesar does not take warning to be wary the middle of the month, the day of his assassination. Later, Caesar’s wife Calpurnia has a nightmare that Caesar is slain at the Capitol. Caesar calls for the priests to do a sacrifi... ... for more ruling. This occurrence, that Caesar is surpassing his peers and creating a monopoly, is a very dangerous and serious threat. Cassius expresses his opinion by his statement, "Cassius. †¦but for my single self, I had lief not be as live to be in awe of such a thing as I myself. I was borne free as Caesar; so were you."(1,2,94-97) Cassius also shows that he sees that the Senate and senators are falling in power as Caesar is selfishly acquiring it. "Casca. He fell down in the market place and foamed at the mouth and was speechless. Brutus. ‘Tis very like; he hath the falling sickness. Cassius. No, Caesar hath it blueye3 not; but you and I, and honest Casca, we have the falling sickness [in reference to their falling in power versus Caesar’s rise]."(1,2,254-258) Caesar’s ambition, surely, is a hamartia and is the reason behind the heart of the conspiracy. Through these examples, Julius Caesar can be seen as having the traits of a tragic hero. Upon closer inspection, Brutus is the real tragic hero of the play. This displays how William Shakespeare is able to create realistic and multipurpose characters that inspire his works.

Why I Hate Montclair

When I first stepped onto the campus of Montclair State University, I knew it was a place for me. It was so beautiful and walking past the gorgeous, blooming flowers, in the middle of spring was breathtaking. I could imagine what being a student in the school would feel like and how quickly I could become accustom to it. Unfortunately, I had to face the fact that it was all a dream and nothing was perfect as it seems. Even though Montclair State University has many great aspects, it also has negative aspects as well.The three most significant aspects of Montclair State University that I believe can be improved are parking, the shuttle bus, and the registration arrangement. One of the most important negative aspects that I dislike about Montclair State University is the parking system. Most students at the University are aware that parking is indeed very difficult and can be extremely stressful at times. The worst part is that freshman and sophomores are required to park at the transi t deck which is about a ten to fifteen minute walk. Parking in the transit deck is very time-consuming, and usually the reason most students are late to their first class.Finding a good parking spot takes a lot of effort, and takes even more effort at certain times throughout the day. For example, if a student has an 8:30 class, it is extremely difficult to find a parking spot in the first, second, and even third floor. A student must circle around each floor and sometimes drive around the same floor of the deck twice in case they missed a spot. It is nearly impossible to find a perfect spot, so the only thing a person can do is to get the first spot available to them even if it is located in one of the highest floors.One must leave their house or apartment extra early especially if they have a morning class just to find parking. Truly, it does take a lot of time, and even worse when it is packed. All in all, parking is one of the aspects of Montclair that I was not expecting, but i t is something that I must adapt to in order to continue making the most out of my college experience. Another aspect of Montclair State University which I truly dislike is the shuttle buses. These buses take freshman and sophomores from the transit deck to certain areas of the campus to save the ten to fifteen minute walk.Although that seems fair and organized, it actually is not. I can honestly say that sometimes walking is actually much faster and less time-consuming than actually taking the bus to campus. The bus is never accurate in its schedule and never comes when it’s supposed to. Sometimes students must wait at the shuttle bus stop from a range of five minutes to an hour for a shuttle to come. Therefore, on some days it is actually better to walk the mile rather than wait for a shuttle and be late to your next class.Taking a shuttle bus is the worst part of my day because not only do I have to wake up extra early in order to catch a shuttle bus and get to class on ti me, but I also have to wait for a shuttle bus after class ends. After a long day of classes, the first thing I think about is going home to take a nap. However, by the time I get home, it is usually too late to do anything because I have work to complete for the next day. All in all, shuttle buses are not as advantageous as they are supposed to be. Last but not least, the registration arrangement during registration time is something that I hate but try to understand.During the registration process, seniors get first pick and can choose from any courses they want. The next day, juniors get to pick from whatever courses are not closed and anything that the seniors did not take. The sophomores then follow the same arrangement and so on. The freshman or class of 2014 gets last pick and can only choose from whatever courses that may still be open, and are not closed by the seniors , juniors, and sophomores. The freshmen, like myself, not only get to pick last but find it impossible to m ake the perfect schedule.Most times, freshman must forget about their own preference and just take what they can get because unfortunately there are not many choices left by the time it is their turn. Therefore, there is not only competition of courses between freshman and the upperclassman, but also between freshman and themselves. By the end of the last day, students must choose from whatever classes are open even if it means they do not want or need that class. The registration arrangement makes the freshman’s year even more difficult by trying to find open classes to match their preferences.In conclusion, Montclair State University is kan excellent school which I am glad that I have the opportunity to attend. One of the things that I dislike about Montclair is the parking system. Another thing that I cannot stand is the shuttle buses. The shuttle buses can definitely be improved to be a more effective system and an easier system for all students. Finally, the registration arrangement is another thing that I loathe about Montclair. With that being said, Montclair State University is an exceptional school, but, like any other school, has room for improvement

Hsbc infrastructure company - Free Essay Example

Sample details Pages: 7 Words: 2043 Downloads: 3 Date added: 2017/06/26 Category Statistics Essay Did you like this example? HSBC Infrastructure Company The company in consideration is HSBC Infrastructure Company or HSBC Investments or known as HICL in the industry circuit. The company is a relatively new company in the sector and was launched on 29 March 2006. The company is basically dedicated to Private Finance initiative investments and is a part of FTSE 250 Index. It is headed by Mr. Graham Picken. It has a rare accomplishment of being the only infrastructure investment company to be listed on London Stock Exchange. Initially the company offered a portfolio of 15 infrastructure projects that had long term concessions based on source of revenues and availability based. The assets that the company holds are primarily operational with the portfolio comprising of 31 investments. The head-quarters of the company are in Guernsey, a British crown dependency located in the English Channel. To maintain and enhance the value of the company for the investors, the asset managers play a key role by actively participating in the management of projects. Regarding the value enhancement of the investment, it all depends on the performance of these projects and includes management of revenue opportunities, cost savings, financial efficiencies and treasury management. The group believes that it is practical to focus on every new investment opportunity with almost same revenue and risk associated comparable to the existing portfolio. Below, the chart shows the performance of the company in the stock market since i ts opening in March 2006. Don’t waste time! Our writers will create an original "Hsbc infrastructure company" essay for you Create order YIELD CURVE ANALYSIS A yield curve is a curve that represents a relationship between maturity of coupon bearing bonds and their yield to maturity. This means that it depicts the yields that are obtainable in relation to various bonds, bills or notes on their maturity. (Grandville, 2001) Generally, these curves are upward sloping as the investors who invest for short period have a safe investment against that of a long term investor who has to face a world full of uncertainties for quite a lot of time. Thus, they are offered risk premiums so as to persuade them to invest for long time. (Vanhorne Wackowicz, 2008) Depending upon the behavior of the market, the central banks and the attitude of the investors and their predictions, there are different shapes that can be taken by a yield curve. One of the most common type of yield curve is an upward sloping (or more generally called as positive curve) in which yield increases as the maturity of the bond increases. Apart from the most common one, other shapes that are prevalent occasionally are of three types. An inverted yield curve (or a downward sloping curve) is the one in which yield does not increase with the maturity time. Another type of yield curve is a humped yield curve which has ups and downs along the line as the maturity grows. And, in the end, there is a flat shaped yield curve. In this type of yield curve, all the maturities have the same yield irrespective of the time frame. A humped and a flat yield curve shows that the investors are uncertain of the market behavior. (Fabozzi, Mann Choudhry, 2003) The UK Yield curve that is under consideration has been dated on 12th December 2009. The UK curve exhibits all different types of yield curves. In the beginning, for a 1-month treasury note, the interest rate that is applicable is 0.47%. And, a 3-month treasury note has a interest rate of 0.47% while a 6-month note would give returns at the rate of 0.49%. As the trend can be seen, the curve gives almost the same return for a 1-month to 6-month treasury notes. This type of yield curve is a flat shaped yield curve. This shows that the investors are unsure of the economy in the near future and have very less expectations. Also, it indicates stable interest rates in the near future i.e. lending rate by the bank of England is not likely to increase in the near future and the economy is tightened by the government. The interest rate paid on a 2-year maturity bill is 1.23%, and on a 3-year maturity bill is 1.69%. While a 5-year bill has a return of 2.69% and a 10-year bond has a return of 3.88%. This period has seen a sharp rise in the predicted yields of an investment in the economy. It indicates that the investors would like to be paid an extra risk premium for blocking their money for such a long time. This is due to the level of uncertainty and increased chances of the investment being sunk. Investors anticipate a growth in the economy in this period as the country has just come out of recession and the government is taking all possible measures to get rid of this devil. Also, investors anticipate the inflation rates to increase rather than decrease. This is due to the fact that if the inflation rates increase, then the central bank has to squeeze the monetary policy by increasing the short term rate of interests. This is done so as to slower the economic growth of the nation and reduce the pressure of inflation over the market. Post this 10 year period, it can be seen that the interest rates have again come to a flat position or to be more precise a bit of inverted in the end. This can be due to the fact that the investors are not expecting any further increase in the inflation rates in the near future. So, if the expectations are of inflation levels being low in the future, then the investors would get a lower premium for their investments for a longer period. Another aspect of the same story can be the expectation of no increase in the interest rates by the central bank. Also, one of the more probabilistic chances are that UK being a developed nation, other countries might jump in to buy the treasury notes and bonds. In the past, Central banks of developing nations have jump in to buy the long term bonds of developed nations. This then leads to a flat yield as the demand in the market for the bonds is huge. Another concern being that the most hated word, recession, can again come into play as the economy is seen to be heading towards another situation where liquidation problem may arise and the interest rates are again seen going down or coming to a halt. PART-B: On study of HICL, 50 day moving average for past 3 years i.e. since its launching in the stock market, No. of signals generated = 14 No. of buy signals = 7 No. of sell signals = 7 Thus, ratio of positive returns/ total signals = 7/14 = 0.5 The ratio is exactly 0.5 i.e. the chances are even that the investment made by following the 50-day moving average method would yield a return. A moving average is a interesting tool used to depict the trend of the share prices in consideration. It is generally helpful in order to invest in a market where the share price of the stock is fluctuating. A moving average trend is the summation of closing price of the shares divided by the no. of days in consideration. In simple words, it is the average of the closing stock prices of the company in relation to the number of days. (Edwards, Magee and Bassetti, 2001) The fundamental rule to invest by following a 50 day moving average is to generate a buy signal, when the share prices line cuts the moving average curve from below. While, a sell signal is generated when the share prices of the concerned company cuts the moving average from above. Moving averages are helpful when the trading conditions for the shares are favorable, i.e. smooth trends, but mostly they attract the investors to make losses by investing through study of a moving average trend. (Stewart, 1996) One of the main problems with the moving average method is that it can be unpredictable at times. It reacts to any piece of information twice i.e. once, when any new information is added to draw the curve ahead and secondly, when the last information is dropped off from the moving average curve. This means, that if the last information is a high price, then the moving average would move down. While, in case, if the last price is a low price, then the moving average is likely to move up, irrespective of the share price of the new day that has been added to draw the moving average curve. Another drawback of the method is that they tend to delay the attitude of the market. This is the price that the investors in the market are ready to pay due to the smoothening effect of the curve. The primary application of the moving curve is to provide the user (investor in this case) a visual aid to show the trend of the market. Another important aspect of this process is when the share price in the market tends to fall below the curve of moving average. This signal is important and should not be ignored especially when dealing with the long term calculation of the share prices. One of the main risks associated with this technique is that the investors tend to be whipsawed i.e. suppose, when the market falls below the moving average and a sell signal is created. But, then immediately or within a short frame of time, the share price tends to rise up again and thus generating a buy signal. By this case, the conclusion must be clear that this is a not so reliable method to invest i n the market. (Dagnino, 2001) This process of being whipsawed has been commonly prevalent in our case i.e. HSBC infrastructure company. This has happened 4 times i.e. when the share line crosses the moving average line from top, a sell signal was created but then all of a sudden or within a really short time frame, a buy signal was created. This further confuses the investors as the sell and buy signals are created back to back. One of the primary drawbacks of the moving average method is that it essentially tends to miss out the turning points i.e. when an important event has occurred due to which the share price of the share tend to fall immediately like fraud being visible, change in management, new project announcement or some other key information. Then, this method tends to immediately react to all this informations as the data in consideration is of 50 days and it takes a couple of days to react to this information. Or, if by chance, there is a bad news for the company and the market sees a sudden fall in the prices of shares, then the curve takes some time to react to this piece of information. A moving average trend method comes with certain drawbacks and its advantages. The method is very easy to calculate and too simple to understand. It does not require any special understanding of higher order mathematics or any special financial theory. But, one of the main drawbacks is that the method is not reliable as it uses the previous data available in the market. This method cannot be used to indicate the crests and troughs of the stock price in consideration. Since, the method deals with historically available data, so it can better are termed as a trend following indicator rather than trend indicator which it is supposed to be. Another factor in consideration should be the market behavior, i.e. if the market or a particular stock is behaving in a particular trend then this method might be of some use. But, if in case the market is moving without any particular trend, then this method can turn out to is a big failure leading to the collapse of investors portfolio or his inve stment. ANNEXURES: Grandville, O, Bond pricing and portfolio analysis: protecting investors in long run, Massachusetts Institute of Technology, 2001 Vanhorne, J, Wachowicz, J, Fundamentals of financial management, Pearson education limited, 2008 Fabozzi, F, Mann, S, Choudhry, M; Measuring and controlling interest rates and credit risk, John Wiley and sons, 2003 Edwards, R D, Magee, J, Bassetti, W, Technical analysis of stock trends, CRC press, 2001 Stewart,T ,How charts can make you money: technical analysis for investors, Woodhead publishing, 1996 Dagnino, G,Profiting in bull or bear markets, McGraw hill, 2001